Cigna Investments: A Comprehensive Overview
Cigna Investments: A Comprehensive Overview
Cigna Investments is a global investment management firm with over $330 billion in assets under management as of December 31, 2022. The company offers a wide range of investment products and services to individuals, institutions, and retirement plans. Cigna Investments is a wholly-owned subsidiary of Cigna Corporation, a global health services company.
History
Cigna Investments traces its roots back to 1865, when The Connecticut General Life Insurance Company was founded. In 1982, Connecticut General merged with INA Corporation to form Cigna Corporation. In 2000, Cigna acquired the investment management business of Lincoln National Corporation. In 2006, Cigna Investments was formed as a wholly-owned subsidiary of Cigna Corporation.
Investment Philosophy
Cigna Investments believes in a disciplined and research-driven investment approach. The company’s investment philosophy is based on the following principles:
- Long-term perspective: Cigna Investments believes that long-term investing is the best way to achieve financial goals. The company’s investment horizon is typically five to ten years or more.
- Diversification: Cigna Investments believes that diversification is essential to reducing risk. The company’s portfolios are diversified across asset classes, sectors, and geographies.
- Active management: Cigna Investments believes that active management can add value over time. The company’s portfolio managers have the flexibility to make investment decisions based on their research and analysis.
Investment Products and Services
Cigna Investments offers a wide range of investment products and services, including:
- Mutual funds: Cigna Investments offers a variety of mutual funds, including equity funds, fixed income funds, and balanced funds.
- Exchange-traded funds (ETFs): Cigna Investments offers a variety of ETFs, including equity ETFs, fixed income ETFs, and commodity ETFs.
- Separate accounts: Cigna Investments offers separate accounts for institutions and high-net-worth individuals.
- Retirement plans: Cigna Investments offers a variety of retirement plans, including 401(k) plans, 403(b) plans, and IRAs.
Performance
Cigna Investments has a strong track record of performance. The company’s mutual funds and ETFs have consistently outperformed their benchmarks over the long term. For example, the Cigna Total Return Bond Fund has outperformed the Bloomberg US Aggregate Bond Index over the past five years.
Fees
Cigna Investments charges a variety of fees for its products and services. The fees vary depending on the type of product or service. For example, the Cigna Total Return Bond Fund has an expense ratio of 0.45%.
Customer Service
Cigna Investments offers a high level of customer service. The company’s customer service representatives are available to answer questions and provide assistance. Cigna Investments also offers a variety of online tools and resources to help investors manage their accounts.
Conclusion
Cigna Investments is a leading global investment management firm with a long history of success. The company offers a wide range of investment products and services to individuals, institutions, and retirement plans. Cigna Investments has a strong track record of performance and is committed to providing excellent customer service.
FAQs About Cigna Investments
What is Cigna Investments?
Cigna Investments is the investment management arm of Cigna Corporation, a global health service company. We provide a wide range of investment solutions to individuals, families, and institutions.
What types of investment products do you offer?
We offer a variety of investment products, including:
- Mutual funds
- Exchange-traded funds (ETFs)
- Separately managed accounts (SMAs)
- Variable annuities
- Fixed annuities
How do I choose the right investment product for me?
The best way to choose the right investment product for you is to consult with a financial advisor. They can help you assess your risk tolerance, investment goals, and time horizon.
What are the fees associated with your investment products?
The fees associated with our investment products vary depending on the product. Please refer to the prospectus or summary prospectus for more information.
How do I open an account with Cigna Investments?
You can open an account online, by phone, or by mail. To open an account online, visit our website at www.cignainvestments.com. To open an account by phone, call 1-800-244-6240. To open an account by mail, please download and complete an account application form from our website.
How do I make a deposit to my account?
You can make a deposit to your account by check, wire transfer, or electronic funds transfer (EFT). To make a deposit by check, please mail your check to the address provided on your account statement. To make a deposit by wire transfer or EFT, please contact your financial institution.
How do I withdraw money from my account?
You can withdraw money from your account by check, wire transfer, or EFT. To withdraw money by check, please complete a withdrawal form and mail it to the address provided on your account statement. To withdraw money by wire transfer or EFT, please contact your financial institution.
How do I track the performance of my investments?
You can track the performance of your investments online, by phone, or by mail. To track your investments online, visit our website at www.cignainvestments.com. To track your investments by phone, call 1-800-244-6240. To track your investments by mail, please write to us at the address provided on your account statement.
What if I have a question or need assistance?
If you have a question or need assistance, please contact our customer service department at 1-800-244-6240. We are available Monday through Friday from 8:00 AM to 8:00 PM ET.
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